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Understanding the 2026 Roth Catch-up Rule for High Earners

Understanding the 2026 Roth Catch-up Rule for High Earners

by Jason George | Mar 11, 2026 | PK Retirement Posts, Uncategorized

Beginning in 2026, a new rule will change how some employees make catch-up contributions. Workers age 50 or older who earned more than $150,000 in 2025 FICA wages must make their catch-up contribution as Roth, not pre-tax. Regular deferrals do not have to change. ...

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