INVESTMENT GUIDANCE

Do You Have the Right Advisor for Your Retirement Plan?

Instilling confidence to business owners and their employees by effectively managing the complexities of 401(k) plans.

We understand how a sound 401(k) plan strategy can positively impact business operations. As your Retirement Plan Investment Advisor, we’ll help you stay abreast of new regulations, investment options, and contribution limits. You can count on PK Retirement to deliver diversified, innovative approaches for you and your employees.

We also proactively collaborate with a team of trusted advisors and leaders in the accounting and legal industries to further reduce your tax burden as well as simplify your business and personal financial dynamics.

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When it comes to providing investment guidance to 401(k) plan sponsors, financial advisors play a crucial role. Choosing a knowledgeable and trustworthy advisor can significantly impact the success of your retirement plan.

The PK Retirement Team can curate a wholistic menu of investment options, which we constantly monitor to meet the needs of plan participants.

Essential Qualifications and Responsibilities of an Investment Advisor

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Understanding of ERISA and Compliance

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A competent financial advisor must have a thorough understanding of the Employee Retirement Income Security Act (ERISA) and other relevant regulations. ERISA governs retirement plans, including 401(k)s, and sets fiduciary standards for plan sponsors.

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Plan Design Expertise

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Advisors should be well-versed in 401(k) plan design. PK Retirement’s Advisors can consult on plan features, amendments, and ensure alignment with the company’s goals and employee needs.

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Investment Management

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PK Retirement’s Advisors can act as investment managers, selecting, monitoring, and optimizing the fund lineup within the 401(k) plan. 

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Fiduciary Responsibility 

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Advisors can assume fiduciary roles, such as 3(21) or 3(38) fiduciaries. This means they take on legal liability for their investment decisions and ensure they act in the best interests of plan participants.

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Investment Committe Oversight

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Advisors oversee investment committee meetings, providing insights, advice, and address compliance-related questions. 

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Employee Education

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Provide resources for employees to educate themselves on their 401(k) plan features and financial wellness. 

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Ongoing Plan Support

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Our team monitors service providers and act can as a liaison on behalf of the plan sponsor.

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Audit Support

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PK Retirement’s Advisors have the experience and expertise to assist with the annual Large Plan Audit and any Department of Labor audits. 

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Let’s get going on creating the most efficient, value-add portfolio possible.